Monday, September 30, 2013

Blink & time goes by

How is that over a year has gone by since we moved into this house? I'm having a hard time with that because it seems like we just moved in yesterday. I know its not the case because I was pregnant when we moved in & now I have a beautiful almost 5 month old sitting here in her excersaucer playing.

Time just seems to go by quicker the older I get or is that just because I have kids?  Its hard to believe that 2 kids can grow so fast, but they do. Take a baby for example. As a newborn as in hours old, what do they do? Eat, sleep, pee & poop, right? By 5 months old they can smile, laugh, follow movement, turn their heads to noises they hear or to look for mommy or daddy & start mimicking sounds. Some can even sit up at this point & others may already be on their way to crawling, Hell, I've seen video of one that can pull themselves up to a stand & even take a few steps holding on to a piece of furniture (crazy earlier & thankful its not my kid!) They learn & grow so fast that at times like with Madison I don't remember her ever not talking. I have to ask her every now & then where she learned things because truth be told I don't remember teaching her or anyone else teaching her certain things. She is 3 & knows her abc's the song (we are still working on letter & number recognition). That seemed to happen over night! She puts herself to bed 1/2 the time!

I find myself sitting there at night after both girls are off to sleep in their beds what they will wake up tomorrow & know with no one teaching them. Both of them are little sponges. I wonder when I'm going to walk into Paityn's room in the morning & find her standing there waiting for me instead of laying there happily playing. When is it that Madison will be getting up to potty all by herself in the middle of the night without any help?

Madison is already starting to need me less or at least in a different way. I don't have to get her dressed, but I do have to pick out her clothes so she matches & doesn't look like a clown when we need to go places. She'll get to pick out her shirt or pants & will just get her the other that matches it. Like today she picked out her Roll Tide Jersey, so i grabbed her a pair of black yoga pants to wear. Though she did pick out her pink Minnie Mouse socks to wear with it, but its her feet who is going to really see that!

My kids make the days go slower especially when they are cranky! They also make the years go fast! It's like I blinked & a year went by.  My mom sure wasn't kidding when she told me to not blink because once I do the next thing I'll know is Madison will be 16 & off to prom, then with another blink she will be getting married & having babies of her own. There is something to my mom's words. There always has been, too bad I never listened until I had my own babies.

Saturday, September 21, 2013

What do you do to tighten your belts?

I've been the one paying our bills for years now. Since I was the one always home, but since we moved into the new house, it stresses me out! Since we moved its like the house is eating our savings up! Yes, its all stuff we needed like blinds for the windows, a snowblower, a lawnmower, weed wacker, edger & all that good stuff. We needed to build a bedroom in the basement too, so that ate up a good amount.  Then there are those things that you need to pay for like insurance. Its higher because we are in our own home instead of in the townhouse. Taxes are going up soon too & that stresses me. We also spent a good amount on canning stuff since this was the first year (jars, processing pot & all the accessories needed), but that will save us $$ in the long run this year because I won't have to buy pickles, salsa, diced tomatoes, stewed tomatoes & so on.

I have recently gone through what we have been spending the most on & it comes down to groceries & "household" things. So I have told my husband we need to stop eating out (his lunches mostly) & we need to cut way back on our munchy foods like chips, pretzels, nuts & what not. Even the beer needs to be cut back (way back).

Besides these items I've been thinking about what else I could cut out. We don't have balances on credit cards. I've already tried to refi my truck unsuccessfully to get a lower rate. I already got us on a lower cell phone plan. I think we can ditch our home phone because we never use it & it costs us $20-30 a month. I'm tied into my cable due to a contract, so I can't do much there though I will look to see if we can get a cheaper plan.

I stay home with my girls 9/10 times. I usually only leave the house to go places when we need groceries or for Dr's/Chiropractor appointments. So I don't get tempted to buy things we don't need or need gas as often since I have a gas guzzler (Trailblazer). Though I do make my trips back to IL to visit family every so often, but thinking this is going to slow down now.

On the plus side, I don't have to worry about our utilities bills being too high. It costs us the same amount here in this house as it did in the townhouse (the house is at least 2x the size 3x if you include our basement as the townhouse) because we got put in geothermal instead of your standard heating & air conditioning. I also have no gas run to the house. Everything is electric! Its great except when the power goes out, but we haven't had to really deal with that at all. We flicker during bad storms & have lost power 1 time for an hour due to a scheduled outage (they were fixing something up the road).


So what do you do to save money?